Curly Consultancy guides commercial property owners and developers from concept to close, unlocking up to 100% long-term financing for energy-efficient upgrades, and for capital stack gap-filling on new construction projects through Commercial PACE and complementary incentives.
C-PACE originations topped $9.5B entering 2025, with analysts projecting double-digit growth as traditional lending tightens and other economic factors continue to fluctuate, making this an attractive financing option.
Involved in the early adoption of C-PACE, particularly in the State of Illinois, Principal AnnaMaria Kowalik upholds a passion for the industry and a commitment to excellence. Our expertise allows Clients to utilize C-PACE opportunities for their projects, bringing solutions for their unique needs, ultimately adding value to their projects and properties.
OUR SOLUTION: C-PACE financing, which provides up to 100%, fixed-rate, long-term investment (up to 30 years in IL and more in some states), that “runs with the land,” not the property owner.
OUR SOLUTION: Direct guidance from AnnaMaria Kowalik, who not only sourced and closed Illinois’ first three C-PACE transactions, along with dozens more here and across the nation, but who served as an officer with Illinois’ first and foremost Program Administrator, also working with other state Administrators across the country.
OUR SOLUTION: Streamlined three‑step process: Feasibility → Capital Sourcing → Compliance & Closing
HVAC, roofing, solar, EV charging, resiliency upgrades and more.
Covering up to 100 % of hard and soft costs, there are no personal guarantees.
Occurs through a voluntary tax assessment, passing to the next owner if the property is sold.
Featured on Powering Chicago’s “Financing Options for Clean Energy Improvements”
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